Me and the 'KTM station'

My colleague just got her new Honda City this week... Guess what? Me and a few of my colleagues actually bought her car plate number... We bought from all 'KTM stations'... Kuda (Damacai), Toto & Magnum... LOL!

It was a raining afternoon. However, it didn't stop us from driving to the 'stations' and get the 'winning tickets'... =p Instead of accompanying my colleague, TL to buy those numbers, he asked me to get the ticket from the counter!! Okay... This is pretty new to me... kekeke!!! All I did was queue-up, give number to the counter, pay money and get the ticket.

Now, the results are OUT!!!!!!!! 9109... 9109... 9109.... =( We didn't get to win the number. Fine~~~ When I get my new car next time, I will buy again... Probably 3 years later or so.

*Cheers*

p/s: I am sharing my personal experience only, not teaching anyone to gamble.

My new hair style

This is me and A's doggie... I used to keep long hair for many years... But I'm getting bored with my hair and my long hair looks messy sometimes...

So, I decided to cut them off! See!! This is my ex-long hair... The saloon can probably use my hair to produce some wigs... =p

Voilaaaa~~~~ This is the new me! =) My mum says I look more energetic now... But looks like a small girl...

*Cheers*

An embarrassed evening

My specs... with a loose screw =(

My spectacles embarrassed me today... *sob sob* I had a meeting with a few bosses and an external party. The external guy was presenting something to my boss and there were some discussions going on...

Suddenly... *POP!* One of the screws of my glasses came out and the right lens felt out and dropped onto my skirt!!! OMG! All eyes were focusing on me!! I felt so embarrassed, manz! Instead of continuing with the discussion, the guy actually took out his little screw driver and tried to help me to screw back my specs... Haha!!!

Thank him so much on the little screw driver... I managed to fix my specs and its now back to normal... =)

Where can I get those screw driver for spectacles? I feel like getting one, just in case...

*Cheers*

Use your Credit Card wisely

1 person can hold more than 1 credit card. Each card could be double or tripple the person's monthly salary. Do we really need so many cards?

Nowadays, we are in this digital world, whereby the usage of e-cash (i.e. credit card and debit card) is very popular. Many of us will use our e-cash to purchase our groceries, petrol, food & beverages, clothes, and even order our goods and services online! The popular online shopping paradise including, Ebay, Amazon and AirAsia…

For me, I hardly buy my goods online. However, I will charge my credit card when booking air tickets online. This will eliminate the hassle of withdrawing cash and book the ticket through travel agents. On top of that, I also use my card in the petrol station. Hence, I only need to pay at the pump and do not need to walk to the counter and pay. Hehehe!! Besides saving time, I also can earn extra points! =p Those points allow me to redeem for free petrol voucher!! Consumer yang bijak, kan? kekeke!

Well, according to The Associations of Banks in Malaysia, only about 30 percent of credit cardholders pay the amount outstanding in full. In other words, most of the credit cardholders only settle their debts partially or only pay for the interest and the minimum amount of the principal outstanding. In this case, I am very proud to be one of the 30% credit cardholders in Malaysia. =p

I believe, we should not spend more than what we can afford. Credit card is merely a tool that gives us convenience in purchasing stuffs and we should think of whether we can afford to pay off the debts in the future. I’m quoting this ABM’s example, a credit cardholder who were to elect only to pay the minimum 5% of the amount outstanding on a RM10,000 balance. With a credit card charging 18 percent per annum, it would take 7 years and 3 months to pay off the amount owed assuming no more charges are added to the card. This is very scary right?

So, I would like to share some tips from the Agensi Kaunselling dan Pengurusan Kredit (AKPK), for handling credit cards wisely:
1) Use the credit card as a means of payment and not as a source of long term credit.
2) Keep only one or two cards.
3) Charge only what you can afford to pay back – avoid living beyond your means.
4) Shop around for the best interest rates, annual fees and service fees (there are a few banks offering a “no frills card” at lower interest rates. These cards do not attract the annual and joining fees nor enjoy insurance coverage and/or reward schemes).
5) Pay off the debt each month, or at least pay more than the minimum if one elects to pay in instalments.
6) Avoid withdrawing cash advances as there are charges involved.
7) Remember that a credit card is NOT the same as free money (credit cards must nevertheless be kept in safe custody to prevent theft and fraud).

Additional tips:
So far I know Maybank and CIMB are offering ‘Free for life’ credit cards: (1) Maybank Petronas Visa Card, and (2) CIMB Petronas Master Card. Check them out and save some annual fees… =)

*Cheers*

Yummy cupcake for breakkie

Wooo!! Check out these yummy cupcakes!! My colleague, Iz bought the plain cupcakes and coloured them with smileys! So cute, right? I ate one of the pink cupcakes as my breakkie... =p The icing was so sweet~~ It really cheer me up in this gloomy, hazy morning...

Road accident - what to do?

Recently, I have seen quite a number of accidents on the road. Most of the time, especially on the Federal Highway, the call men or tow trucks will approach you right after you met an accident. The call men can be easily identified. They usually have their walkie-talkie with them.

For those who are panicky or unsure of what to do, they might get influenced by the call men and believe that they were there to help them. In fact, most of them were trying to take advantage on you!! Most likely they will tell you not to worry and they will assist you in towing your car to the workshop, making insurance claim and repair your car. End of the day, they might charge you for sky-high towing fees and so on... Hence, I think it is better to arrange your own tow truck, workshop and make your insurance claim personally.

I would like to share this article about “What to do in the event of an accident”. I think this is a pretty good article which teaches us the tips on how to handle the sitution after an accident.

The important points of the articles are as follow:

1) Safety First - Park your vehicle in a safe and visible place to avoid additional accidents or create a traffic jam. Remember to turn on the hazard lights to warn oncoming traffic of your position.

2) Attend to the injured - Determine if anyone is injured in the accident. Call for the ambulance and the police if there is any casualty involved.

3) Stay calm - Always avoid argument, dispute, or controversy. Instead, politely request for the following details:
~ Vehicle registration number.
~ Driver's particulars (name, address, contact phone number).
~ Precise time, date and place of accident.
~ The Insurer's name and insurance policy number (if possible) of the vehicles.
~ Details of witnesses, if any (name, address, contact phone number).
~ Details of injured persons, if any (name, address, contact phone number).

Extra tips from me:
In order to ensure that the phone number of the guy who knocked into your car was genuine, get him to send you a miss call. Thats what I did for the first time I met an accident. heheh!

4) Be careful - DO NOT commit liability or settlement.

5) Report the accident - Drive or tow your vehicle to the nearest police station from the place of accident and lodge a police report within 24 hours as required by law. Your vehicle need to be inspected and photographs taken by the police.

6) Towing & repairs - Arrange for your vehicle to be towed to a workshop for repairs. Check with your Insurer as they may have a panel of authorized workshop.

Extra tips from me:
Immediately call your insurance company for assistance. Most of the insurance companies do provide free towing services in the event of accident or car breakdown. So, you better check if your insurer is giving this free services and keep the emergency number in your car.

7) Notify your Insurer - Complete the Claim / Notification Form and submit to your Insurer as soon as possible even though you do not intend to make the claim, for protection against liability resulting from the accident, against yourself and your Insurer.

I hope this can help some of you. =)

Take care and drive safely.

*Cheers*

Bad Day

I woke up at the wrong side of the bed today?

I depart from my house slightly earlier than yesterday. However, bad stuffs keep coming towards me and delayed my journey to work!

First of all, when I reached the traffic lights outside my housing area, I saw I dead black cat lying in the middle of the road. Then, I found out that the traffic light was malfunction! OMG! I was struggling to get out of the road!! It took me about 10-20 mins just to get out of the area. Not to mention the cars behind kept honking the very first car for not dare to get out of the junction. Common’ that Avanza was full with school kids, that’s why the driver was more careful! Stop making noise pollution...

After that, I faced the second challenge! The roundabout area was jam too!! It never happened at this timing before. There shouldn’t be heavy traffic. Another 15 mins was wasted on the short distance traffic. When I reached the Desa Aman housing area, I saw policemen were diverting the traffic to the inner lane and I was like... What’s happening? How am I supposed to get back to my East West Link Highway ? I just followed the van in front of me, hopefully he’s going to the same place as me. A while later, I saw an ambulance, police motorcycles, etc. There should be a bad accident. No wonder the traffic was diverted and those aunties and uncles who are staying nearby Desa Aman stood by the roadside and looking at the same direction...

Well, I continued to follow this van in from of me. Guess what? Yesterday I blogged about drive carefully and beware on the road. And today, I followed the van to do some ‘illegal stunt’ in order to get back to the main road! *Opps*

My petrol tank was damn low! However, I don’t even have time to stop by the petrol kiosk to pump some ‘drink’ for my car! I was rushing all the way as I saw a pretty heavy traffic on the East West Link... Another contributor to the jam was an orange van that parked at the road side. The back door of the van was opened. However, there’s no driver or passenger inside or around the van! I wonder what’s wrong with this van... So strange. After that... The next contributors were 3 cars that stopped at a 2 lanes road, towards Mid Valley! I guess that’s a chain collision... It’s a wild guess as I didn’t stop by and look. I don’t want to be another contributor to the heavy traffic!

Finally I have reached the Federal Highway ! It wasn’t as jam as I thought. It was manageable. =) *travel travel.....* All the way to my office and it seems fine. Since I reached office later than usual, I parked my car at the lower level basement. *sniff* The lift was malfunction toooooo! Grrrr... Okay, fine... I walked up the staircase...

When I reached the office, I realised my one of my shoes was KOYAK!!!!! I know its now MEGA SALES... But doesn’t mean I need to buy more during sales right? Well... I think I have no choice. My shopping list is getting longer now. I’m now waiting for my pay day!!

The song that best describes me now should be Daniel Powter’s Bad Day! LOL!

*Cheers*

Beware on the road

I would like to share an experience with you...

This morning I witnessed a car accident at the junction near my office. I was coming out from a junction and was turning right to my office. I saw this Grey Myvi (could be a student’s car) coming from the opposite. She was trying to make a U-turn without realising a motorcyclist was right next to her! She knocked right into the motorcyclist on her right side!!! OMG! It happened right in front of me within seconds and I heard the loud bang too!

This is how the sketch plan looks like... (Its not drawn according to the scale yea...)

I wasn’t sure what to do at that time. I thought of coming down from my car and help the poor motorcyclist. However, I ended up turned into my office's parking. Then, I started to call my friends about the incident and what should I do... They were like... “Chill! Don’t worry! I’m sure there will be somebody stop by and help, just go to the office.” Okay...

After that, my other colleague who reached about 5-10 mins after me didn’t see any accident at that area. So, I think the injury wasn’t that bad and the guy should be sent to the hospital already. *fingers crossed*

Lesson of the day: Drive carefully and watch out for the motorcyclists around you... They are so fragile... And I have seen enough of accident cases when I was doing those bodily injury claim files. I do not want to see them anymore. "Berhati-hati di jalan raya" okay?

'He' doggie

My 'Happie Room' has more and more happiness.. haha! The picture above only shows about 20% of the species in our so called 'zoo'... LOL! All those belongs to my colleagues, A & M... The huge doggie is M's birthday pressie... His name is 'He'... The name was given by M and I have no idea what is the meaning behind 'He'... =p Anyway, he is adorable right?

Its just too adorable... I can't resist to hug him... The picture was taken outside my office building... And I think some colleagues who walked past must be wondering whats wrong with this girl... =p

*Cheers*

Happie Room

This incident happened in my 'Happie Room' (my office). Padington bear felt onto the carpet together with all the sweets and Snowie Bear was laughing at him... LOL!

In fact, we were too bored in the office and came out with these nonsense... =p

p/s: the pictures were taken by my colleague...

Bloody idiot stole my phone!

I am so damn pissed today! My Sony Ericsson K660i was stolen! What the @#$%^&*(*&$! I bought it with my first salary... and this idiot stole my phone! Right now, I have lost all my contacts, data, pictures, videos, etc... :'(

This is how my phone looks like.... I miss my phone.


That stupid greedy idiot... You will face your punishment very soon! Grrrr! YOU better watch out!!!!!

Dear friends, send me an email and let me know whats ur number, yea... I have already blocked my number, and I will reactivate my number ASAP... But then, I dun have any spare phone to use at the moment =( To buy another phone... I gotta wait... *sniff* I have already broke this month... H~E~L~P~!!!

S.A.D.

Tax refund from LHDN

Woohoo... I received a letter from Lembaga Hasil Dalam Negeri Malaysia (LHDN) this morning. The letter stated that I will be getting my tax refund cheque within 14 days. =) This had proven my colleague wrong! According to her, LHDN will never refund our taxes, which were overpaid. They will only chase after us for the unpaid taxes. I'm gonna inform her about it...

However, I find it funny and what a waste of resources? Why not they just wait for the cheque to be ready and send it to us at one go? Then, we can save the cost of letter printing, envelope, postage fees and even the manpower!

Be environmental friendly. Save resources.

*Cheers*

Defragmenting my laptop...

Its 11.12 pm. I am supposed to be asleep by now. However, I am still awake because I am waiting for my laptop to finish its defragment process. Its only 40% done... *yawn*

I hope my old-aged laptop will be faster after this… =p

My great Assignment groupmates

When I was an undergraduate, we always have tonnes of assignments and we must complete them within a LIMITED time frame. Sometimes, there's even more than 1 assignment due on the SAME DATE!!! Whooo... Thats tough!

However, I am always lucky enough to get great groupmates... Especially Kelly and Munny!!! Both of you are great... We cooperated well in more than 1 assignments!!! *(^_^)*

She was my groupmate since second year!! We did at least 5 assignments together within 2 years!.. Like, IMC, Mkt Strategy, Mkt Planning, Int. Mkt and Int. Mgt. assignments!!! Errm.. Did I left out anything else? Anyway, I'm happy to have u as my groupmate!!! I enjoyed doing presentations with u!! She's my BEST groupmate ever!!!

And this is Munny... I knew her in my 3rd year and did 3 assignments with her too!! Mkt Strategy, Mkt. Planning and Int. Biz. She's fun, sweet and talk a lot... a.k.a. talkative... LOL!! And she's one of the most daring gal among my circle of friends. So, any of you interested with her? Hehehe!!! And yea... she's single at the moment... *wink*

*Cheers*

3 Star*** Hotel's Menu in China

Hey!

I discovered another funny English used in a 3 stars hotel in China (My dad sent it to me). Check out the menu below! Hahaa!! You might laugh loudly after seeing it. Make sure that there is nobody around you when you read this. LOLLLL!!! =p

Ok... You may be wondering why 'Sand' is eatible in China... It was supposed to be 'SALAD'!!! OMG!!! 'Swallow to take fish sand'?!?! What the heck! Thats 'Tuna Fish Salad'!! As what I mentioned in my previous post, they actually translated the menu word-by-word. Thats why they got all these funny 'food'...

'Pick type'?? LOL!! Thats STEAK la!!And there's a funny 'pick type' called 'The pig picks the elder brother a cloth'... Hahahahaha!!! Its a type of pork chop!! Funny name ya? So, next time when you eat in China, try to order 'pig pick'!! LOL!!

'Three texts cure'? and 'Many privates'?? Sound like some medicine... LOL!! For those who cant read mandarin, its 'Sandwich' and 'Toasts'... Check out French Toast!! They called it 'France many privates'!!! OMG!! They are driving the customers crazy!! And my favourite Singaporean Meehon became 'The star state fried rice'!!! Grrrr.... Thats meehon!! Not rice!!! =(

...... Even the F word appeared in the menu.... *fainted* They really need help....

Here, there's 'joss-stick fries fish chips'!!! Errm.. I didn't know joss-sticks are eatible!! I thought thats meant for the ghost? LOL!!! For the sake of eating the right food in China, you must learn how to read mandarin. Thats for your own good. Or else, you will get all sorts of funny stuff...


See!! They are selling 'Mandarin duck'!! Yumm!! But how come this is located in the same category as mineral water and fresh milk? Funny ya? Well, they didnt mis-categorised this item. In fact, this mandarin duck is refering to our 'Yin Yong'... which is 'coffee mixed with tea'... Hahaha....

Ermm... I have no idea about this part... Brazil, Italy... Might be some sort of drinks? Or cocktail? Or maybe Brazilian and Italian have to pay extra fees?

Bottom line... This menu is damn confusing and misleading!! But, there's a few solutions if you are a 'banana' in China...

1) Learn how to read Mandarin!!

2) Bring someone who can understand Mandarin with you

3) Go to the restaurants with pictures, eg. McD, KFC... all the fastfood la...

4) Go to the Japanese restaurant. Just grab whichever sushi you like. =p

5) Cook your own instant noodles... But dont take it too often.

6) Fast la... Dunit to eat... LOL!!!

OK.. You may now roll on the floor... Hahahhaah!!!

*Cheers*

Shake the Mansion???

I went to China with my mum last week. That was a business trip. So, we met up with a number of clothing suppliers. Some of them handed us their name cards... Almost 100% of the cards were written in Mandarin. We collected all of them, but I actually don't read them... =p

However, among all the cards, one of them caught my attention!! I found some funny stuffs written in that card. It was super funny!! Check out their ADDRESS IN ENGLISH!!!

Basically, they did a direct translation for this. Probably they checked a Chinese-English dictionary and translated the address word by word. See, they translated "China" as "Chinese". And the funniest part was "Shake the Mansion"!!! LAUGH OUT LOUD!!!

*Cheers*

Facebook Craze

Recently, there's a Facebook craze among the youngsters... Even those in their 30s, 40s and 50s adopted this Facebook thingie!!! You can check out your friends' information and send them messages here... also send them pressies, hug them, kick them, and etc... *(^_^)*

If you wanna check out more about Facebook, you can go to YouTube and search for "Facebook". Then, You will be able to find hundreds of songs or videos related to Facebook...

And among all those videos, I like Andrew's most... Check it out! He is cute!



*Cheers*

My 22nd Birthday...

Forty-eight (48) days ago, it was my 22nd birthday... I am another year older... *(^_^)* That was a lovely Monday. As usual, I went to uni in the morning and check my mails... Facebook-ing... Before I started with my work... I remember I was busy with the annoying SPSS software. I was trying to figure out the statistical results I obtained from the questionnaires... Grrrr... The watever beta, alpha thingie made me headache...

...

In the afternoon, I met up with YL and Kat for lunch... Kat drove us to SS14 for Bakuteh.. The Bakuteh was not bad, I like the golden mushrooms and also the button mushrooms... (Im a mushroom lover =p) But the 'leung char' was awful. It was as tasteless as water!! Even worst than Medan's 'leung char'!!

...

Then, we returned to our office and continue with our works... Our thesis deadline was approaching!! We had less than a month to complete our 20k words thesis!! And not to forget, we had to prepare for our presentations as well... (Well, all those had already over =p I managed to complete the work in time!!)

...

After a while, YL a.k.a 'mummy' brought in a CAKE!! OMG!!! That was Strawberry Yogurt cake for me and Afkar!!! Woooww! So lovely~~~ I love the strawberries... and also the white chocolate around the cake! I was so touched!! Even Ms Ghazala, who is my forever lecturer came and sang birthday song for me... *(^_^)* It was a wonderful surprise party!!!..

...

Check out our pictures...

This is my most memorable birthday ever!!! Thanks a lot gals...

*Cheers*

Marketing versus Sales

Yesterday, I received a call from my potential employers, MC... This HR person is interested in hiring me as a credit control executive. However, this is not what I wanted! Eventhough I worked as a credit control assistant before, this not totally unrelated to what I have studied for the past 4 years. Ok... So, I told him that I wasn't interested with this job as I am looking for a marketing related job. He is quite a nice person, and offer me with a sales related job. SALES?!?! My first reaction was... NO... I'm not looking for a Sales person job!! Then, he insisted that MARKETING and SALES are the same... *(=_=")*

To me, sales and marketing are two different terms with different functions... In most cases, sales persons are focusing on getting the sales, collecting money and delivering the products/ services in short-term. While for the marketeers, we are focusing on the long-term objectives. For example, marketeers are involved in the activities such as advertising, public relations, brand marketing, direct mails and etc. Marketeers perform all these activities to reach and persuade their potential customers. However, sales persons' roles are to close the sale and get a signed agreement or contract.

In short, Sales --> for short-term; while Marketing --> for Long-term!!! So... There are differences between marketing and sales!! Get it? And I think it is inappropriate for the companies to put sales and marketing as the same department...

*Cheers*

Wallpaper Tag...

I got this tag from coco-panda... I find it quite interesting... LOL!!

Instructions...
A.
Upon receiving this tag, immediately perform a screen capture of your desktop. It is best that no icons be deleted before the screen capture so as to add to the element of fun. You can do a screen capture by:
1. Going to your desktop and pressing the Print Scrn key (located on the right side of the F12 key).
2. Open a graphics program (like Picture Manager, Paint, Photoshop) and do a Paste (CTRL + V).
3. If you wish, you can “edit” the image, before saving it.

B.
Post the picture in your blog. You can also give a short explanation on the look of your desktop just below it if you want. You can explain why you preferred such look or why is it full of icons. Things like that.

C.
Tag 5 of your friends and ask them to give you a Free View of their desktop as well.


Ok... Here's a picture of my desktop..


The background was the beach I went in June... That was in Langkawi... Check out the bar on the right!!! I have so many work undone!! And yet I'm blogging here... *sigh*....

Now, I would like to tag another 5 persons... (This is hard)... LOL!
1) Sue Lin..! ur the most active blogger!!
2) Jinn Xiung
3) Hoo Mun
4) Clarence CK!!
5) Sheer Leen...

OK... there's 5!

*Cheers*